Privacy Policy

This Privacy Policy describes how FundingRange ("We", "Us", "Our") collects, uses, and discloses information when You use this website and the funding range service it provides (the "Service"). It covers this site only.

Who We Are

The Service is operated by BRNDZ. Contact details are at the end of this policy.

What We Collect

• What You enter. Your name, email address and phone number; Your business name, monthly revenue and time in business; and Your address if You give it. Your phone number is used to match Your credit file, and to text You only if You agree to texts as described in Our SMS Terms.
• Your authorization. The exact consent text You agreed to, with the time, Your IP address and browser, kept as proof of Your authorization.
• Your consumer report. The soft-pull consumer report, scores and related information returned by Our data provider for the inquiry You authorized, and the funding range We estimate from it.
• Payments. If You buy the full report or subscribe to Range Watch, Stripe processes Your card; We keep the receipt and subscription status, never Your card number.
• How You use the site. The link or campaign that brought You, the pages You view, Your IP address, browser and device type, recorded by Our own first-party script.
• How partners and staff use their accounts. When You are signed in to the partner portal or the admin, Our own first-party analytics records which pages You open, which buttons and links You use, how far You scroll and whether a form You started was sent, so We can make the Service easier to use. It does not record what You type or what a page shows.

How We Use Data

• To estimate Your funding range and show You the report and the options that fit it.
• To email You about Your range, Your report and Range Watch, and to text You if You agreed to texts, as described in the consent You gave. You can unsubscribe from any email and reply STOP to any text.
• If You subscribe to Range Watch, to re-check Your range with a soft pull once a month while Your subscription is active.
• To provide, maintain, and improve the Service.
• To detect, prevent, and investigate fraud, abuse, or security issues.
• To comply with legal obligations, including the Fair Credit Reporting Act.

We never sell Your consumer report.

Mobile information is never shared with third parties or affiliates for their marketing or promotional purposes. Text messaging opt-in data and consent are excluded from every category of sharing described in this policy, and are used only to send the texts You agreed to under Our SMS Terms.

Data Sharing

• Partners. If You checked Your range through a Partner's page or link, or a Partner gave Us Your details with Your written authorization, that Partner sees Your range and report so it can follow up with You, and We keep the proof of Your authorization for both of Us. If You choose to send Your range to a Partner, that Partner receives it. Each Partner handles Your information under its own privacy policy.
• Our data provider, which receives the details needed to find Your credit file and returns the soft-pull report You authorized.
• Service providers who help Us operate the Service (hosting, email delivery, payments, network security), bound by confidentiality obligations and given only what they need.
• Law enforcement or regulators when required by law or to protect Our rights, users, or the public.
• A successor entity in the event of a merger, acquisition, or asset sale, with notice on this page.

Cookies

This site sets a session cookie so forms work and so a signed-in user stays signed in, and a first-party identifier so We can recognize a returning visit. We set no advertising cookies. The full list is in Our Cookie Policy.

Opting Out

Use the unsubscribe link in any email to stop emails. Reply STOP to any text message to stop texts. Cancel Range Watch from Your account at any time; no further pulls are made after You cancel. To delete Your report and ranges, or to opt out of everything at once, use Your Privacy Choices or contact Us using the details below.

Data Retention

We keep Your reports and ranges while Your account is open and delete them within 45 days of a verified request. We keep the record of Your authorization for as long as the law requires, as proof that each soft pull was authorized.

Data Security

We use commercially reasonable technical and organizational measures to protect data, including encryption in transit. No method of transmission or storage is 100% secure, and We cannot guarantee absolute security.

Your Rights

Depending on Your jurisdiction, You may have rights to access, correct, delete, or export Your personal data, and to object to or restrict certain processing, including rights under the CCPA/CPRA and GDPR. To exercise these rights, contact Us using the details below. We honor these requests regardless of where You live.

Children's Privacy

The Service is meant for adult business owners. It is not directed to individuals under 18, and We do not knowingly collect personal data from them.

International Transfers

Data may be processed and stored in the United States and other countries where We or Our service providers operate. By using the Service, You consent to this transfer.

Changes to This Policy

We may update this Privacy Policy from time to time. Material changes will be posted on this page with an updated "Last updated" date.

Contact Us

• By email: [email protected]
• By mail: BRNDZ, 110 16th Street, Suite 1460
  Denver, CO 80202