Credit basics
What to look for in your credit report before you apply
A lender is going to read your file. Read it first. Here is where to get your reports, the five things to check, and what to do when something is wrong.
The FundingRange blog
Know how funding works before you ask for it.
How lenders read a file, what moves a funding range, and which kinds of capital fit which business. Written for owners deciding their next move and for the agencies that advise them.
Credit basics
Soft pull or hard pull? What each one does to your credit score
One is a look at your file. The other is a lender deciding on you. Here is how to tell which one you just agreed to, and what each one does to your score.
Read enough? See your own number.
One soft pull. No hard inquiry, no SSN, no obligation.
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